Why Debt Free Choice?


Our primary community service is to help the average person eliminate their debts without filing bankruptcy, obtaining loans, selling their possessions, living like a miser or hermit or spending a fortune.

We would like to take this opportunity to provide you with information regarding the typical services we offer our clients who are experiencing financial difficulties. We also provide references, testimonials from clients and proof of previous clients, to those who decide to utilize our services to relieve their financial distress.

Based on information provided by the client, our first determination is whether the client can seriously commit to being personally involved in correcting their financial predicament. If the client qualifies we will proceed with the following:
• Feasibly assessment study
• In-depth financial assessment of current financial situation and income verification
• Tabulation of all debts

The result of these assessments will allow us to determine a time line in which the client can reasonably accomplish the financial objective of total debt elimination.

Our objective is to allow our clients to repay these debts in a shortened/reasonable amount of time.  All payments are made by the client directly to the creditors, not to us.  Please note that during this process we collect no personal information about our clients such as account numbers or social security numbers.

An added benefit of eliminating debt in this manner is a good credit history and an increased credit score which can assist in acquiring the ability to purchase or rent a home, get a job, receive lower insurance premiums or interest rates and even obtain certain security clearances.

If the client demonstrates the commitment to complete the process, in other words qualifies to be taken on as a client, we can guarantee our services to achieve the goal of total debt elimination.

Unfortunately, there are many individuals in financial distress who have had set-backs or simply mismanaged their funds and find themselves in difficult circumstances. Fortunately, we are here to help!!  We never take on a client that we cannot help!!